Passing off – The Military Mutual Ltd v Police Mutual Assurance Society Ltd – NIPC Law

‘The claimant arranges insurance and mortgages for past and present members of the armed forces. On the “About Us” page of its website, it describers itself as “a Mutual set up to provide fair, financial services such as Home, Landlord, Military Kit and Business cover to those who are serving, veterans, families and supporters of our armed forces.” Note the use of the big letter “M” in mutual, That is a big part of the company’s ethos. It says that its “manifesto is very simple: always do the right thing for our Members.” The company has no shareholders or employees and is led in the main by retired senior officers who describe themselves as “customers and Members”. Anybody who acquires a policy or mortgage through the claimant company can become a member. Its business, however, is managed by Regis Mutual Management Limited.’

Full Story

NIPC Law, 10th August 2018

Source: nipclaw.blogspot.com

“Off-Plan” Investment Schemes: Equitable Compensation – Hardwicke Chambers

‘The SRA has issued warning notices[1] to solicitors regarding whether they should act and how they should act towards their clients in relation to purported transactions concerning investment schemes. However, for many the warning will have come too late since many investors have previously parted with deposits (in some cases amounting to the client’s life savings) in return for worthless insurance bonds and unsecured interests in land or property which are also found to be worthless when the developer defaults on the development and becomes insolvent.’

Full Story

Hardwicke Chambers, 12th July 2018

Source: www.hardwicke.co.uk

Vehicle-related terrorism claims ‘mutualised’ by UK motor insurers – OUT-LAW.com

Posted July 27th, 2018 in insurance, news, road traffic, terrorism, third parties by sally

‘Motor insurers in the UK are to share the costs involved in meeting third party claims raised by victims of terrorist attacks involving vehicles.’

Full Story

OUT-LAW.com, 26th July 2018

Source: www.out-law.com

Insurer demands ‘more backing’ to battle dishonest claims – Law Society’s Gazette

Posted July 9th, 2018 in insurance, news, personal injuries by sally

‘A leading insurer has called for extra support from the judicial process if defendants are effectively to contest spurious personal injury claims.’

Full Story

Law Society's Gazette, 7th July 2018

Source: www.lawgazette.co.uk

Indemnity insurance reforms not worth the risk, cautions ABI – Legal Futures

Posted June 25th, 2018 in indemnities, insurance, news, solicitors by sally

‘The Solicitors Regulation Authority (SRA) is wrong to assume that premiums will fall as a result of its professional indemnity insurance (PII) reforms, the Association of British Insurers (ABI) has warned.’

Full Story

Legal Futures, 25th June 2018

Source: www.legalfutures.co.uk

Updating the law of insurable interest – Law Commission

Posted June 22nd, 2018 in insurance, Law Commission, press releases by tracey

‘The Law Commission and the Scottish Law Commission have today published updated draft legislation intended to pull the law of insurable interest into the 21st century.’

Full press release

Law Commission, 20th June 2018

Source: www.lawcom.gov.uk/

Court entitled to make costs order against insurer in group litigation – OUT-LAW.com

Posted June 8th, 2018 in costs, insurance, news, third parties by sally

‘The High Court was entitled to make a third-party costs order against the insurer involved in a group litigation, which required the insurer to cover the costs of all cases covered by the group litigation order (GLO) and not just those within the scope of its policy.’

Full Story

OUT-LAW.com, 7th June 2018

Source: www.out-law.com

“No conditions” on third-party costs orders against insurers, Court of Appeal rules – Litigation Futures

Posted June 1st, 2018 in costs, insurance, news, third parties by sally

The only limit on the court’s discretion to make third-party costs orders against insurers is that it must be exercised justly, the Court of Appeal has ruled.

Full Story

Litigation Futures, 31st May 2018

Source: www.litigationfutures.com

Uber to give drivers and couriers sickness and maternity cover – The Guardian

Posted May 24th, 2018 in accidents, insurance, maternity leave, news, self-employment, sick leave by tracey

‘Uber is to provide additional protection for its drivers and couriers across Europe, including 70,000 in the UK, with limited insurance against sickness and injury as well as small maternity and paternity payments.’

Full Story

The Guardian, 23rd May 2018

Source: www.theguardian.com

Murder and fraud: What happened to Carole Packman? – BBC News

Posted May 21st, 2018 in fraud, insurance, murder, news, parole by sally

‘For years Sam Gillingham believed her mum had walked out on her, but the truth began to emerge when her father tried to fake his own death. Russell Causley is now serving life for his wife’s murder. As his sentence is reviewed by the Parole Board, his daughter fears she may never know why her father murdered her mother.’

Full Story

BBC News, 21st May 2018

Source: www.bbc.co.uk

False promises and penury: still no sign of surrender in the credit hire war – Zenith PI

Posted May 17th, 2018 in appeals, consumer credit, insurance, news, rent by tracey

‘For those with an interest (perhaps in the broadest sense of the word) in credit hire litigation, the long-running war between credit hire organisations (‘CHOs’) and motor insurers continues with a judgment from Mr Justice Turner in the QBD.’

Full Story

Zenith PI, 15th May 2018

Source: zenithpi.wordpress.com

High Court: Defendant must pay credit hire costs even where claimant has contingent liability for them – Litigation Futures

Posted May 16th, 2018 in contracts, insurance, news, road traffic by sally

‘A circuit judge was wrong to deny a claimant recovery of £20,000 in credit hire charges because she had been assured that she would never have to pay any outstanding sums herself, the High Court has ruled.’

Full Story

Litigation Futures, 16th May 2018

Source: www.litigationfutures.com

Insurer must compensate solicitor whose clients it induced to settle – OUT-LAW.com

Posted April 23rd, 2018 in compensation, costs, fees, insurance, news, personal injuries, solicitors by tracey

‘An insurer which offered to settle directly with personal injury claimants who had filed notices of their claims on the Road Traffic Accidents Portal (RTA Portal) must compensate the claimants’ solicitors, who would otherwise have been entitled to costs by virtue of a conditional fee agreement (CFA).’

Full Story

OUT-LAW.com, 20th April 2018

Source: www.out-law.com

Insurer diversity rules take effect in the UK – OUT-LAW.com

Posted April 18th, 2018 in company directors, diversity, insurance, news by sally

‘Major insurers in the UK must “consider a broad set of qualities and competencies” when recruiting board members, and have a policy in place to promote board diversity, under new rules that came into effect on 9 April.’

Full Story

OUT-LAW.com, 16th April 2018

Source: www.out-law.com

Indemnity insurance reforms “will damage small firms” – Legal Futures

Posted April 4th, 2018 in indemnities, insurance, law firms, news by sally

‘Indemnity insurance reforms put forward by the Solicitors Regulation Authority (SRA) last month will damage the small firms the regulator is trying to help, a specialist law firm has warned.’

Full Story

Legal Futures, 4th April 2018

Source: www.legalfutures.co.uk

UK government confirms changes to discount rate calculation method – OUT-LAW.com

Posted March 29th, 2018 in bills, consultations, insurance, news, personal injuries by tracey

‘The way in which the discount rate applied to lump sum personal injury payments is calculated will be changed in order to “better reflect evidence of actual investment habits”, the UK government has confirmed.’

Full Story

OUT-LAW.com, 28th March 2018

Source: www.out-law.com

English court delivers landmark judgment on project insurance coverage – OUT-LAW.com

Posted March 29th, 2018 in construction industry, contracting out, insurance, news by tracey

‘The High Court has handed down a judgment deciding that a sub-contractor on a construction project was not entitled to coverage from the project insurance policy.’

Full Story

OUT-LAW.com, 28th March 2018

Source: www.out-law.com

Whiplash reforms could cost claimant lawyers £80m, government says – Legal Futures

Posted March 22nd, 2018 in bills, compensation, fees, insurance, news, personal injuries by sally

‘The whiplash reforms could cost claimant lawyers £80m in lost fees a year, the Ministry of Justice (MoJ) said yesterday as it unveiled its final impact assessment (IA) of the changes contained in the Civil Liability Bill.’

Full Story

Legal Futures, 22nd March 2018

Source: www.legalfutures.co.uk

Uncertainty over privilege likely to lead to insurance case appeal – OUT-LAW.com

Posted March 21st, 2018 in disclosure, insurance, news, privilege by tracey

‘The High Court’s ruling that an insurance policy holder cannot be forced to disclose documents covered by litigation privilege is open to appeal because of apparent inconsistencies in the ruling’s approach to privilege.’

Full Story

OUT-LAW.com, 20th March 2018

Source: www.out-law.com

Justice Secretary unveils new bill to cut car insurance premiums – Ministry of Justice

Posted March 21st, 2018 in bills, compensation, insurance, personal injuries, press releases, road traffic by tracey

‘Justice Secretary David Gauke today (20 March 2018) unveiled the Civil Liability Bill, offering hope of lower insurance premiums to millions of motorists.’

full press release

Ministry of Justice, 20th March 2018

Source: www.gov.uk/government/organisations/ministry-of-justice